How it works

    How it works

    Fast Cash Loans

    If you’re looking for a small amount of cash, and you know you’ll have the finances to pay it back in a short amount of time, payday cash loans could be exactly what you’re looking for. It’s quick and easy, too.

    It’s a convenient, fast way of finding credit when you need it most. City Cash Loans helps you to apply and find cash, making it even easier to apply to multiple lenders.

    The way it works is simple. You apply for payday cash loans with City Cash Loans, and we find you a lender from the many that we work with. If you’re accepted, you’ll be sent a loan agreement. If you’re happy with the terms and conditions, you accept it online and repay it within around a month.

    It’s just one simple repayment, meaning that you don’t get tied into any long, expensive repayment schemes.

    One simple application. One simple cash loan. One simple repayment.


    Interest rates and charges vary between lenders. You’ll be sent a complete breakdown of how much you will need to repay if a lender makes you an offer. As a general idea, you can usually expect to repay around £25 per £100 borrowed over 28 day. While lenders amounts vary, it won’t be hugely different to that. We will not charge you at all for making an application, whether it is successful or not.

    The Annual Percentage Rate (APR) is calculated based on the amount the loan would cost if you were to take it out for a full year, rather than one month. Generally, you can expect to repay around £25 per £100 over 28 days.


    Applying for payday cash loans is easy with City Cash Loans. You just need to fill in one short form, and we’ll send your details to our lenders to get you a decision in minutes.

    You’ll need to supply the following information:

    • Your name and contact details, including a work and mobile phone number.
    • Your work details, including salary details.
    • Your bank information.

    All of this information will be kept discreet, and will not be shared with anybody outside of the lending process. We use SSL technology to ensure your privacy.

    Who can apply?

    If you’re over the age of eighteen, employed and a UK resident with a UK bank account, you’re eligible to apply. Obviously, we can’t guarantee you’ll be accepted, but as one of the UK’s leading payday loans brokers, we know that we provide a higher rate of acceptance than most payday lenders. After all, you’re not just applying to one lender if you use City Cash Loans. You’re applying to lots of them at the same time.


    We pride ourselves on being clear. You’ll find comprehensive information in our Help section, all written in plain English. We want you to be happy with our service, so we want to be very clear about what it is. We provide simple, secure payday loan applications, working with some of the best-known lenders in the UK. With one application form, and customer service available during office hours, we know we’re doing all we can to make sure you’re making a full, clear decision about your finances.

    Customer Services: 0843 5060 182 Mon-Thu 9am-5pm, Fri 8am-4.30pm – Email: [email protected].
    CRN: 6617413 – Reg.Office: 28-32 Wellington Rd, London, NW8 9SP, UK – Consumer Credit Licence: 626678/1-Data Protection Reg #Z1696368